Current Chapter 13 Clients
Attorneys Serving Bankruptcy Clients in Atlanta
After deciding to file for Chapter 13 Bankruptcy, it is important to understand
what to expect and how the process works. Our Atlanta bankruptcy attorneys
and legal team at Khoshnood Law Firm, P.C. are here to provide you with
all of the information you need. We are highly knowledgeable in the field
of bankruptcy law and the steps involved in filing for Chapter 13.
Your Chapter 13 Payment Distribution
The plan payments do not start from your initial court date or Meeting
of Creditors. In fact, the first plan payment is actually due one month
after the date on which you have filed your case. The payments are typically
deducted directly from your paycheck through an Employment Deduction Order
which is put in place, except in special circumstances. If there is a
delay in deduction, or if your Employment Deduction Order does not function,
it is your responsibility to send your plan payment to your trustee as
they come due.
Would you like to see how your Chapter 13 trustee payments are being distributed?
The National Data Center offers a free service that lets you log on through
their website so that you can see how your trustee payments are distributed.
You can count on us to provide you with the key information you need about
- Mortgage payments and direct payments: It is your responsibility to keep
up with your mortgage payments and any direct payments for property that
you are not surrendering. You should keep all evidence and proof of payments
in case a dispute should arise.
- Meeting of Creditors: When your Meeting of Creditors is coming up, you
will receive a notice directly from the appropriate Bankruptcy Court.
You absolutely must attend this meeting with no exceptions and you must
bring the appropriate documentation with you.
- Confirmation hearing: The second hearing in a Chapter 13 Bankruptcy case
is called the confirmation hearing, and is also required. This is where
the judge will either approve or dismiss the plan which you have put together.
You will have an opportunity to review any objections.
Contact a Chapter 13 bankruptcy lawyer at the firm today at (404) 978-4411
to make an appointment to see us or for more information.