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Atlanta Chapter 13 Bankruptcy Attorney

Filing for Chapter 13 Can Help Set You Free from Debt

Filing for bankruptcy can help you get free from overwhelming debt. It is a safe, legal, and effective way to get control over your finances and to begin to rebuild your credit score. Chapter 13 is one of the most common ways that individuals take to reorder their debts and start fresh. Because the process can be complex and difficult to navigate, our team at Khoshnood Law Firm, P.C. can help you move forward in a way that completely furthers your best interests.

Call (404) 978-4411 today to get our team of Atlanta bankruptcy lawyers on your side.

How Does Chapter 13 Work?

Chapter 13 is a restructuring of outstanding debts into an affordable payment plan. The first part of the process would be to take the "means test," which will assess your level of disposable income. If it found to be high enough, you will be eligible for Chapter 13. If it is not, you may consider Chapter 7 as an option. When moving forward with Chapter 13, all debts such as credit card bills, medical bills, legal bills, unsecured business debts, personal loans, and more will be combined into an affordable payment plan. This sum is then paid off over the next 3-5 years until all outstanding debts are settled. Not all types of debt are able to be settled by Chapter 13, such as child support payments and student loans.

What are the benefits of filing for Chapter 13 bankruptcy?

  • An automatic stay will stop foreclosure on your home.
  • You can mostly likely keep all of your assets, including your car.
  • You will stop getting pestering calls from creditors.
  • You can begin to rebuild your credit score.
  • Creditors will be unable to take legal action against you for a time.

Get Support from Our Legal Team

Though this process may be daunting, you don't have to go through it alone. Our firm is here to guide you through, step-by-step, until you attain freedom from debt. We offer free consultations with an Atlanta Chapter 13 attorney to get you started.

Contact us today to schedule your free evaluation with our team at Khoshnood Law Firm, P.C.

Contact

Khoshnood

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Are you drowning in debt? Get in touch with Khoshnood Law Firm today to schedule your free consultation. We can help you begin your journey towards financial freedom.

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